Smart Money Smart Kids

Raising the Next Generation
to Win with Money

Raising Money-Smart Kids in a Debt-Filled World

This is the book I’ve waited
20 years to write.

Dave Ramsey

Teaching kids about money is never just about money.

Dave Ramsey
Dave Ramsey and his daughter Rachel, 1990

About the Book

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving then moving into more challenging issues like avoiding debt, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach to changing your family tree.

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“When it comes to great parenting, Ramsey and Cruze have hit the nail on the head with Smart Money Smart Kids.”

“Practical, relevant and encouraging. My only wish is that I had this 20 years ago when we were raising our three sons!”

“I can’t imagine a more practical book on a more needed topic. Nor can I imagine a better team to write it.”

“Drop everything. Read this one now.”

“Smart Money Smart Kids shows us that faithful stewardship is not just a good idea but a biblical principle as well.”

“Dave and Rachel show how powerful a family can be when they work together, teach responsibility, and share with others what works and what doesn’t.”

“You’re going to come up with a plan that will allow the generation coming along behind you to be ahead of you in one of the most critical arenas of life.”

“As a father to six kids, I strongly urge every parent to read this book, apply these principles, and change your family’s legacy.”

“It’s no surprise that Dave Ramsey and daughter Rachel have put together a powerful book with practical ideas.”

“This book should be required reading for every parent who doesn’t want to spend their retirement asking their 20-something-year-old when they are going to move out and get a job!”

Dave Ramsey

Dave Ramsey is America’s trusted voice on money and business. His four New York Times best-selling books—Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership—have sold more than 7 million copies combined. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations.

Learn About Dave Ramsey

Rachel Cruze

As Dave Ramsey’s daughter, Rachel Cruze learned the basic principles of handling money properly at an early age. Today, she’s using the knowledge and experience that came with growing up in the Ramsey household to educate and financially empower younger generations. Cruze is a seasoned communicator and presenter who has been speaking to groups as large as 10,000 for nearly a decade. She also teaches Foundations in Personal Finance, a personal finance curriculum geared toward high school and college students.

Learn About Rachel Cruze
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