What is the best way for me to experience
Smart Money Smart Kids?

Class section


Classes meet for one hour, each week at various locations in your community. You’ll watch and discuss the lesson in class, then continue the age-specific portion at home. Come together with other parents to share ideas and stay motivated!

Find a Class
Purchase materials


Perfect for parents with busy schedules! Your membership includes complete online access to the lessons and resources-everything you need to learn in the convenience of your home! Get started as soon as you receive your materials.

Get Your Membership
Host a class

Small Group

Consider Smart Money Smart Kids as your next study topic for your small group at church, with friends, or mom’s group. Fill out the More Info form, click the button below, and we’ll let you know how you can bring this study to your small group.

More Info

What will I learn?

You'll learn how to teach your kids the key principles of money by creating teachable moments in your family's everyday routine. You'll learn how to build your kid's character and give them a solid understanding of how money works and how to make wise decisions.

Work and Responsibility

Focuses on the work-money connection, personal responsibility, and how work reflects our relationship with God

Spending and Wisdom

Helps you understand your child’s God-given bent and how to lead them to make wise spending decisions

Saving and Patience

Shows you how to encourage delayed gratification and teach your kids to set specific goals for saving

Giving and Generosity

Teaches you how to raise generous children by emphasizing God’s ownership and challenging your kids to step out of their comfort zones

Debt and Honesty

Shares the Bible’s perspective on debt so you can raise kids who can identify and reject the cultural myths that say debt is normal

Contentment and Gratitude

Protect your kids from the “bigger is better” messages in our culture and encourage an attitude of contentment rooted in humility and gratitude

Try It for Free Today!

Sign up for a free sneak peek to see the first two videos from lesson one!

    Try it!    

How does the class work?

Rachel and Dave teach all six lessons on video. You’ll view the principle lesson and the corresponding key character quality, followed by age-specific deep dive videos that explain how to apply what you’ve learned. You’ll also find activities that you can do with your kids, as well as videos where Sharon Ramsey gives you insights from a mom’s perspective.

Your Smart Money Smart Kids membership has everything you need to get started!

Content member product
  • Smart Money Smart Kids Workbook
  • #1 New York Times best seller Smart Money Smart Kids
  • “More is caught than taught” vinyl decal
Get Your Membership

Six months of access to learn what you want, when you want!

Principle Teaching Lesson Videos

6 videos

Watch and learn the six principle lessons for raising money-smart kids from Rachel Cruze and Dave Ramsey.

Key Character Quality Videos

6 videos

Each lesson includes a corresponding character quality to help you raise your child to not only be money-smart, but also to learn important life skills along the way.

Deep Dives

24 videos

Rachel and Dave give practical, age-specific applications for three age groups (3-5, 6-13, and 14-college).

A Mom's Perspective

Join Sharon Ramsey as she shares stories from a mom's perspective.

Age Appropriate Activities

Enjoy applying the principles you have learned by doing these activities with your kids! They are fun, easy to implement, and specific to each age group.

Connect with other Parents

Talk to other parents in our commenting section on the lessons, videos, and activities and share ideas, sucesses and challenges in raising smart-money kids.